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Soma Technology has Medical Equipment Solutions for a Tough Economy in California.

April 23, 2012 By Leave a Comment


Bloomfield, CT (PRWEB) April 11, 2012

Soma Technology , Inc. is pleased to announce the addition of Rajesh Gusidi to its team of Regional Sales Directors. Mr. Gusidi comes to Soma Technology with extensive experience and knowledge in the medical equipment industry. Hospitals and ambulatory surgical centers will benefit from Mr. Gusidi?s vast leadership and managerial background, which gives him the essential abilities to address the complex needs of medical professionals and find budget-sensitive solutions. As medical costs continue to skyrocket and healthcare providers look for ways to save money, Mr. Gusidi and Soma Technology can offer excellent medical equipment solutions.

Rajesh Gusidi is an outstanding medical industry professional with considerable years of successful operating experience in surgical devices with managerial roles in marketing, sales, and business development. Most recently, he held the position of National Manager-South Asia at Medtronic, where he was responsible for strategy development and product management for the cardiac surgery market. Mr. Gusidi?s proven ability to analyze customer needs, along with his strong interpersonal skills, makes him a valuable asset for both Soma Technology and for the healthcare providers in the territory he now serves. His territory includes California, Arizona, Nevada, Alaska, Canada, Africa, and Europe. Now, medical equipment planners, group purchasing organizations, dealers, and end users can contact Mr. Gusidi directly.

To contact Rajesh Gusidi by phone, call 1-(860) 578-1064 or contact him by email at rajesh.gusidi(at)somatechnology(dot)com.

Soma Technology, Inc. is pleased to claim Mr. Gusidi as a part of its dynamic team of biomedical engineers, regional sales directors, and national and international marketing professionals as the company gears up for continued growth over the next several years. Strategically, Mr. Gusidi will divide his time between Soma?s headquarters in Bloomfield, CT, and his home in California?s San Francisco Bay area, allowing him to build strong relationships with healthcare providers in the western United States. For major projetcs, Mr. Gusidi can meet with clients in their medical facilities or invite clients to tour Soma?s headquarters in Bloomfield, CT.

As a leader in the secondary medical equipment market, Soma purchases medical equipment from hospitals throughout the United States and refurbishes it to OEM standards with its team of international biomedical engineers. This process has earned Soma a coveted membership with IAMERS, whose standards in professionalism and ethical business practices reserves membership for only the most ethical dealers, lessors, and refurbishers in the medical equipment field. In addition to refurbished equipment, Soma also distributes an impressive line of new equipment from top manufacturers including GE Medical, Dr

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SunGard Expands Suite of Risk Solutions to Help Banks Actively Manage Credit Valuation Adjustment

March 27, 2012 By Leave a Comment

London, UK (PRWEB) March 12, 2012

SunGard has extended its Adaptiv suite of solutions to help customers not only calculate Credit Valuation Adjustment (CVA) but also actively manage it. Adaptiv CVA Studio now helps traders hedge their CVA exposure, minimize their firm?s earnings volatility and understand the direct impact of CVA on their P&L.

Basel III?s CVA mandate will require banks to hold more capital for counterparty credit risk. This is expected to reduce the return on equity and therefore have a direct impact on the profitability of the over-the-counter business lines within many organizations, from global banks to regional franchise banks. Adaptiv CVA Studio helps traders dynamically hedge CVA volatility by offering the ability to calculate and view sensitivities, manage and hedge credit risk on their books, and calculate P&L and P&L Predict.

Adaptiv CVA Studio includes a Monte Carlo calculation engine for measuring risk and a trading-style interface to display counterparty and hedge positions in a single view of P&L and key risk metrics. The solution can run over one million valuations per second per processor core, helping customers achieve greater accuracy in their valuations by avoiding approximation techniques. Adaptiv CVA Studio can accurately calculate multiple risk measures on a CVA book to help manage volatility, including CVA, Debt Valuation Adjustment (DVA) and Funding Valuation Adjustment (FVA), sensitivities, stress scenarios, P&L attribution and P&L predict. Accurate CVA calculations help banks improve their selection of counterparties by helping them more precisely assess counterparty risk.

Juerg Hunziker, president of SunGard?s Front Arena and Adaptiv business units, said, ?As the impact of Basel III on both profitability and earnings volatility is better understood, banks are establishing CVA functions to support compliance and improve how they manage P&L. Adaptiv CVA Studio can help by providing a complete view of CVA and transparency into credit risk using technology that can be quickly rolled out to traders and CVA managers across the organization.?

About SunGard?s Adaptiv

SunGard?s Adaptiv provides enterprise-wide credit and market risk management and operations solutions for financial services institutions. Adaptiv assists institutions of varying size and complexity to deploy technology to meet both internal and regulatory requirements for risk management and operational control. Adaptiv helps financial services institutions from the banking, hedge fund, asset management, insurance and corporate sectors with its deep understanding of risk management and operational processes. For more information, visit http://www.sungard.com/enterpriserisk.

About SunGard

SunGard is one of the world?s leading software and technology services companies. SunGard has more than 17,000 employees and serves approximately 25,000 customers in more than 70 countries. SunGard provides software and processing solutions for financial services, education and the public sector. SunGard also provides disaster recovery services, managed IT services, information availability consulting services and business continuity management software. With annual revenue of about $ 4.5 bilion, SunGard is the largest privately held software and services company and was ranked 434 on the Fortune 500 in 2011. Look for us wherever the mission is critical. For more information, please visit http://www.sungard.com.

Trademark Information: SunGard, the SunGard logo, Adaptiv and Front Arena are trademarks or registered trademarks of SunGard Data Systems Inc. or its subsidiaries in the U.S. and other countries. All other trade names are trademarks or registered trademarks of their respective holders.





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Now More Than Ever Consumers Need to Know Their Rights When Dealing with Debt Collectors – Learn How from American Financial Solutions

March 8, 2012 By Leave a Comment


Seattle, WA (PRWEB) February 27, 2012

According to an article posted on InsideArm, a news source for accounts receivable management businesses, debt collection agencies are suffering financially (Lunsford, 2012). This is due to having to reduce the rates they charge other businesses to collect debts on their behalf. But for consumers turning to American Financial Solutions for help with bills, this latest news does not garner much sympathy.

?We are seeing and talking to many people who already dealing with reduced wages and an increased cost of living. Diverting money out of their monthly budget for collections is not feasible,? said Becky House, Education Director for American Financial Solutions. ?People are being told they cannot make smaller affordable payments and, in many cases the collection agency is demanding payment in full over the phone.?

According to House, the loss of net income to debt collection agencies may be partly to blame for the increase in the number of demands consumers are receiving on old, outdated and sometimes even false debt. Rules about how long a business has to collect on a debt vary from state to state, but there are ways consumers can educate and protect themselves.

First, there are two timelines to be aware of when dealing with debt collections. These are how long an item can remain on a credit report and how long a creditor has to take legal action in order to force someone to pay.

Debt reporting on a credit report

Information may remain on a credit report for seven years from the date of the last activity. The date of the last activity is generally the last time a payment was made on the account. The seven year clock begins ticking six months after that, provided no more payments were made.

How long a debt can be collected

The time a creditor has to sue someone over a debt varies according to the state in which they reside. If a creditor or collection agency successfully sues over the debt, they can force a consumer to pay by garnishing (taking) wages and even freezing bank accounts. To find out the time limits in your state, contact the state Attorney General?s Office.

Restarting the credit report or debt collection time frame

Collectors can contact someone about a debt that is expired (or too old for legal action), but they cannot use the legal system to force repayment. It is critical to be aware of the creditor or collection agencies limitations when discussing debts. In some states, making one partial payment may restart the clock and allow the collection agency to take legal action or continue to report an item on a credit report.

When an account is sold or turned over to another business to collect, the time frames for remaining on the credit report or for legal action do not change.

The Fair Debt Collection Practices Act was created to help protect consumers from unfair, deceptive or abusive acts by debt collectors. Reviewing this law can help consumers understand steps to take when dealing with a debt collector.

If someone is having difficulty repaying debts, considering debt consolidation of collection accounts or having difficulty with a debt collection agency they should contact a non-profit credit counseling agency. Certified credit counselors can help develop debt repayment options and strategies. They can also provide best practices when dealing with debt collectors.

Remember, when managing finances, understanding options can save people time, money and stress.

American Financial Solutions (AFS) is a non-profit 501(c)3 financial education and credit counseling agency that helps people find solutions for managing their money and improving their financial lives. Since 1999, AFS has helped individuals across the United States through one-on-one counseling, classes and the use of debt management plans. AFS is a member of the National Foundation for Credit Counseling (NFCC) as well as the Association for Independent Consumer Credit Counseling Agencies (AICCCA). AFS is also accredited by the Council on Accreditation (COA) and has an A+ rating by the Better Business Bureau. Find us and add us on Facebook, Twitter and Google+ .

Lunsford, Patrick. (2012, February 23). The myth of the debt collection boom. InsideArm. Retrieved from forbes.com/sites/insidearm/2012/02/23/the-myth-of-the-debt-collection-boom





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Keeping Credit Cards Safe: 3 Solutions to Credit Card Fraud – Infographics

January 11, 2012 By Leave a Comment


Los Angeles, CA (PRWEB) December 29, 2011

CreditDonkey, a credit card comparison site, announces a series of infographics to help consumers understand the risks they face with credit card fraud, the steps they can take to lower their risks and what actions need to occur when fraud is detected.


College Students

Problem: Students spend an increasing amount of time online. While the Internet provides access to a wealth of information, it also opens students up to potential credit card fraud. Many students are aware of identity theft but mistakenly assume they are immune to those dangers.

Solution: “Internet Safety: Online Threats Facing College Students, Identities and Credit Cards” reveals the real danger looming for students in the cyber world.

Travelers

Problem: It’s estimated that 38 percent of all credit card hacking involves hotels, placing travelers at a real risk for fraud. Many travelers are unaware of this risk or what measures they can take to minimize the likelihood of it happening to them.

Solution: “Why Are Hotel Guests More Likely to be Victims of Credit Card Fraud” tackles how hotel guests are affected and what safeguards they can implement to keep their credit cards safe.

Decreasing the Costs

Problem: Unfortunately, fraud happens, and the resulting bill can cause quite the shock, anxiety and confusion for the cardholder.

Solution: “How to Dispute a Credit Card Charge” helps ease the stress of credit card fraud by walking the cardholder through the dispute process to ensure they don’t pay a dime more than required.

About CreditDonkey

Savvy consumers can visit CreditDonkey, a credit card comparison site, to make informed credit decisions. CreditDonkey publishes credit card reviews, deals and tips to help Americans save time and money while avoiding financial danger.

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Free Stress-Reducing Solutions Offered Worldwide By Laughter Leader and Success Coach, KC Christensen-Lang

September 14, 2011 By Leave a Comment

Cape Neddick, ME (PRWEB) August 23, 2005

Want to say goodbye to stress? Executive Success Coach, Joyologist and Certified Laughter Leader KC Christensen-Lang believes that there is a good reason to! Stress-related illnesses are on the rise and account for two-thirds of family doctor visits and according to the U.S. Centers for Disease Control and Prevention, half the deaths to Americans under 65. From heart, stomach, mental disorders, cancer and chronic fatigue syndrome, to ordinary headaches, backaches, high blood pressure, cholesterol and insomnia; stress is often the nasty culprit!

Stress is expensive and billions are spent on the growing stress-related industry as people are fraught with anxiety and worry and employee morale plumments in many companies.

The negative effects of stress on health are undeniable and the medical and scientific community is paying attention. Stress has been the subject of more than 20,000 scientific studies. One by the American Medical Association discovered that stress is a factor in more than 75 percent of all illness and disease today.

One 10-year study by Kiecolt-Glaser looked at the effects of stress on illness of medical students. The researchers found decreased levels of the body’s natural killer cells, which fight infections and tumors, during even the familiar stress periods of exams. Whether studying for a test or struggling to pay the family bills, stress can have an irreversible negative effect on health.

Another study published in “Circulation: Journal of the American Heart Association” showed how mental stress can decrease blood flow to the heart.

In addition to relaxation techniques and healthy habits, self-care, increasing joy, using humor and creating a more balanced life are vital ways to reduce one’s stress. Often laughter IS the best medicine.

Now Christensen-Lang’s new mini-site offers a “mirth-aid” kit of upbeat solutions to people worldwide; free “Powerful Tools For Positive Living” newsletter, a free “Virtual Moment of Joy” e-note and a FREE one-on-one Success Coaching phone session designed to support, empower, spark positive action and of course, reduce stress. Visit http://www.GoodbyeToStress.com

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Solutions to Stress Launches a New Innovative Online Free Stress Test That Calculates Your Score Immediately

August 12, 2011 By Leave a Comment

Modesto, CA, (PRWEB) September 27, 2005

The Yoga Health Institute, a prestigious stress management clinic in Central California, which owns Solutions to Stress (http://www.solutionstostress.com), launches an entirely new innovative online free stress test that will give immediate scores. What makes this stress test unique are two things: One, it pinpoints your source(s) of stress and two, it offers you a proven solution that has been researched and documented in over 2,000 scientific journals worldwide.

“Because awareness is the first step in taking better care of yourself, take this quick free stress test at http://www.solutionstostress.com and see how you’re doing. It will take a few minutes and it comes complete with your results along with a recommendation for living a healthier life,” says Richard Parenti, Creator of Solutions to Stress and President of the Yoga Health Institute.

According to the Journal American Medical Association 80% of all illnesses are from stress. From chemicals in our water supply to the level of toxins in the air and in our food, rage on our highways, disgust in our jobs and frustration in our home, we encounter multiple kinds of stress throughout each day. Stress will make you sick. That’s a medical fact. “Stress is like running your car engine without oil while driving cross-country or leaving the meat loaf in the oven at 400 degrees while you go out and play a round of golf. Sooner or later, something will break, or melt down. What breaks or melts down depends on where the weak links are in your physical, mental, emotional or psychic makeup,” says Richard Parenti.

The Yoga Health Institute is committed to providing clients with the latest breakthroughs in stress management and offering this free stress test at http://www.solutionstostess.com is one of our ways of accomplishing that goal. By showing users how stress is showing up in their life the free stress test enables them to focus their energies correctly in targeted areas so that they can take specific action to remove the triggers that are causing them stress.

Contact Information:

Richard Parenti

Tel: 1-209-380-5955

http://www.solutionstostress.com

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Get Your Weekly ‘Success with Stress News’ — Articles on Stress and its Solutions — In Your Email Inbox

July 26, 2011 By Leave a Comment


Carcassonne, France (PRWEB) July 14, 2010

The Weekly ‘Success with Stress News’ draws its content from a wide range of sources keeping readers informed about the latest breakthroughs, research and good news about how to live through and overcome the multiple pressures of modern life.

The new site springs from its mother site, http://www.success-with-stress.com/stress-news.html, where readers will find previous stress articles in issues stored by date and topic.

As self-healing author Louis Proto says, “Healing oneself is an individual process.? So, watch the video at the Home Page of the mother site, http://www.success-with-stress.com, to find details of a myriad of free active and passive exercises for each person to choose from according to their needs, including an non-exhaustive list of free: Relaxation Tools, Breathing Exercises, Meditation Processes, Financial Solutions, Stress Relief Exercises, Illustrated Psycho-Physical Exercises, a Free Exercise Program, etc.

It’s very important, even crucial for a person to have practical strategies available to maintain their equilibrium and well-being in difficult times. According to the famous author Leslie Kenton: “Being in control really works when dealing with stress. People who feel in control of a situation experience a sense of empowerment. Helplessness leads to anxiety and then to depression.”

So, the self-help methods Francoise Bonhoure offers are varied — but by no means always conventional — and are geared to meet our different, individual requirements, according to what we need at any particular time.

She calls these, ?Unique Solutions to Transform Stress into Well-Being?. To have a taste, here are some of them:


Shaking and Breathing Exercise Video
7-Day Free Exercise Program Video
Free Guided Self Massage Video
And there’s much more, for you to start dealing with stress effectively.

These methods are there for your support — a compendium of what others have found and are finding helps them to feel better and, in many cases, cures them.

So, in a nutshell:

From Success with Stress News: Visitors Have Access to Weekly Updates on Stress Management, Cures, Tips, Etc. in Your Email Inbox.

From the Main Site, Success-with-Stress: You Can Read All Past News Updates, PLUS Choose from a Wide-Ranging Compendium of Solutions for Stress Management.

Francoise Bonhoure

? 33 468 24 77 89

? 10, Rue du Ch

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